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Examples of Insurance Claims

  • Homeowner Claims
  • Uninsured Motorist Claims
  • ​General Liability Claims
  • Renter Claims
  • Automobile Claims
  • Health Insurance Claims
  • Disability Claims

The primary office is in Grand Prairie, Texas.  Additional locations where clients are seen by appointment only are in Farmers Branch, Texas and Sikeston, Missouri. In addition to personal injury law, the firm also practices probate/wills, will contest, divorce and civil litigation law in Texas only.


In today’s legal climate, just about any personal injury claim involves what is called subrogation. Subrogation is a term that basically means "step in the shoes". In other words, if a health care provider, Medicare, Medicaid or an insurance company pays a claim or provides a service to you, that person or entity is subrogated to your rights or "steps in your shoes" to pursue your or their claims. They may be entitled to a dollar for dollar reimbursement of what they paid on your behalf or for the medical services they provided for you.  Subrogation is governed by the contract you have with your insurance company, group insurer, and/or employer and by federal and state law.  Typically, a claims person will write you a letter advising you of their "subrogated interest".   The collector will not tell you what the law is and will try to get the full amount claimed.  Most subrogation collectors work on a bonus or percentage they recover.  Some of these collection type entities are Optum (United Health Care), Trover Solutions, Rawlings, Healthcare Recoveries  and the Phia Group.  This is why you need legal consultation.  Thera are numerous laws that may be relevant to your recovery and what the collector is claiming.    AC Law will represent injured clients to negotiate the claimed amount on a contingency basis on the reduced amount of the claim depending on the amount of the settlement.  WARNING- It is the better option to NOT sign any information forms from collectors until you consult an attorney.   If you have any questions regarding an insurance or personal injury claim, please feel free to fill out the information form page or email in general to


  • Automobile Accidents

  • Truck Accidents

  • Amusement Park Injury (i.e. Six Flags, Hurricane Harbor)

  • Bus Accident ( i.e. Dart)

  • Industrial Accidents

  • Product Defects

  • Food Poisoning

  • Workplace Accidents

  • Wrongful Death

  • Swimming Pool (i.e. Diving Accidents)

  • Premises Accidents

  • Aircraft Accidents

  • Animal and dog bites

Areas We Cover

Before Allen Cox attended law school, he worked as a multi-lines insurance adjuster for the Travelers Insurance Company and then investigated accidents and parts failures for the Ford Motor Company in Dearborn Michigan (Dallas Division). He has particular knowledge of insurance claims handling procedures, games that insurance companies play and various types of insurance policies and the laws that govern them.   In addition, he has knowledge regarding motor vehicles, car dealership operations  and the numerous defects that may occur in parts and motor vehicles. .

Personal Injury

We're on Your Side

Please contact Law Office of Allen Cox, P.C. for a free initial consultation. Experienced representation is just a phone call away.


How Can We Help

Allen Cox is licensed to practice law in Texas, Oklahoma and Missouri and specializes in serious personal injury claims.  He is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. Mr. Cox has investigated, litigated and/or settled many types of cases in Oklahoma, Missouri and Texas: